Before going to Europe on business, a man drove his Rolls Royce to a downtown NY City bank and went in to ask for an immediate loan of $6,000. The loan officer was quite taken a back, and requested collateral. “Well, then, here are the keys to my Rolls-Royce”, the man said. The loan officer promptly had the car driven into the bank’s underground parking for safekeeping, and gave him 6,000. Two weeks later, the man walked through the bank’s doors, and asked to settle up his loan and get his car back. The loan officer checked the records and told him, “That will be $6,000 in principal, and $18.40 in interest.” The man wrote out a check,
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